Frequently Asked Questions About St. Louis Dog Bite Lawyer
No. Missouri no longer follows the one-bite rule. Under §273.036 RSMo, an owner can be strictly liable for a first bite if you were lawfully on the property and did not provoke the dog. A history of biting is not required.
That does not automatically protect the owner from liability. Missouri law can still apply if you were lawfully on the property, whether you were visiting a friend, stopping by a neighbor’s home, or working there. Where the attack happened does not by itself eliminate liability.
That argument does not automatically make you responsible. What happened before the bite matters, so we look at your account, witness statements, and other evidence. We can then address the insurer’s argument based on the actual circumstances of the attack.
In many cases, the owner’s homeowner’s or renter’s insurance handles the claim. We check the available coverage, including any umbrella policy, so you understand what insurance may be available. This can help you make informed decisions about your claim and next steps.
You may still be able to file a claim through the owner’s insurance. Homeowner’s and renter’s policies often cover dog bite claims. Pursuing compensation does not necessarily mean you have to pay out of your friend’s or neighbor’s personal finances.
Missouri generally gives you five years to file a personal injury claim under §516.120 RSMo. Even so, waiting can make your case harder. Security footage may be erased, records can become difficult to obtain, and witnesses may forget important details.
There is no set amount. Your claim may depend on the severity of the bite, scarring, nerve damage, emotional impact, lost income, future medical care, and available insurance coverage. We look at your specific injuries and losses rather than applying a standard formula.
That does not necessarily mean you have no options. We look for other available insurance coverage, such as a landlord’s or property owner’s policy when applicable. If no insurance is available, a direct claim against the dog owner may still be possible.
Missouri generally gives minors additional time to bring a personal injury claim, with the statute of limitations tolled until they turn 18. Even so, it is important to act early. Photos, medical records, witness accounts, and animal control records are easier to preserve sooner.
