How Long Do I Have to File a Car Accident Claim in St. Louis, Missouri?

If you’ve been involved in a car accident in St. Louis, Missouri, it’s important to act quickly to protect your legal rights. Whether you’re dealing with injuries, property damage, or emotional distress, understanding how long you have to file a claim is critical. At Thompson Law, we help accident victims navigate the legal process and get the compensation they deserve. 

In this blog, we will discuss everything you need to know about filing a car accident claim in St. Louis. You’ll learn about the Missouri statute of limitations, how long you have to file a claim, and essential tips for taking action to protect your rights and strengthen your case.

What Is a Statute of Limitations?

A statute of limitations is a legal time limit for filing a lawsuit. It sets a specific deadline by which you must initiate legal action, or you could lose your right to pursue compensation. This time frame varies depending on the type of case and the state where the accident occurred. Failing to file within the statute of limitations can result in your case being dismissed, leaving you without the ability to recover damages.

How Long is The Statute of Limitations for a Car Accident in St. Louis, Missouri?

In Missouri, the statute of limitations for filing a car accident claim is generally five years from the date of the accident. This applies to both personal injury and property damage claims resulting from the accident. While this may seem like a long time, it’s important to begin the process as soon as possible. Investigating the accident, gathering evidence, and dealing with insurance companies can take time, and delaying could harm your chances of getting full compensation.

There are exceptions to this rule. For instance, if the accident resulted in a wrongful death, the statute of limitations is reduced to three years from the date of the victim’s death. Other exceptions may also reduce the time to file suit and so it is best to act quickly.

What to Do After a Car AccidentSt. louis, Missouri?

After a car accident, taking immediate steps can help protect your rights and strengthen your claim. Here are a few key things you should do:

1. Seek Medical Attention: Your health is the top priority. Even if your injuries seem minor, it’s important to get checked by a medical professional. Some injuries may not show symptoms right away but can worsen over time.
2. Document the Accident: Gather as much information as possible. Take photos of the scene, including vehicle damage, road conditions, and any visible injuries. Get the names and contact information of witnesses and exchange insurance details with the other driver.
3. File a Police Report: Contact the local authorities to file a police report, which can serve as important evidence in your case.
4. Consult an Attorney: Contact an experienced personal injury attorney, like Tyler Thompson at Thompson Law, as soon as possible. They will guide you through the legal process, handle communications with insurance companies, and ensure that your claim is filed within the statute of limitations.

How to Take Action to Protect Your Rights After a Car Accident with Thompson Law

Filing a car accident claim in St. Louis, Missouri, can be a complex process. However, understanding the statute of limitations and taking the right steps after an accident can greatly improve your chances of success. While you generally have five years to file a claim, it’s best to act as quickly as possible to preserve evidence and ensure a strong case. 

I, Tyler Thompson, am committed to guiding you through every step of the legal process, from gathering evidence to negotiating with insurance companies. If you or a loved one has been injured in a car accident, schedule a free, no-obligation consultation today. I will fight to secure the compensation you deserve and help you move forward!